Tuesday, March 31, 2015

Kaka's imagination - his first story

Vinayak, my year old has started weaving his own stories.  Here is one, probably the first documented one.  Its his imagination, his narration, i have just been a scribe, verbatim - its all his his words, as written on a sheet of paper 

==================================
ones upon a time there was a Lion called Don. He was the baddest King in the forest. He ate everyone in the forest.  Then a empire had a rule.  He said to Don that whenever  He saw somebody He will say to him that he will eat Him the next week.
Everybody was happy.  they cheered. Soon somebody was going his home the week had begin
One clever rabbit had an idea. He had 4 friends.  one was the crocodile called Likey, an elephant called Wes, and a tiger called lotty  and shonny the deer. they made an idea to make the lion a good lion.

the plan was that the rabbit came to behave as dead first but he said to the lion to close his eyes. Then the elephant will come to squash his neck with his trunk. then the crocodile will come to eat this legs. then when the lion would open his eyes the tiger right away jumped on his tummy and would not let him see them.  then the tiger will become good so that forest can be saved.

when his idea worked the Lion said sorry to everyone. 

============= the end ===================

Friday, February 27, 2015

dedicated to daughters

~~~~
..बेटियाँ.. 
..पीहर आती है..
..अपनी जड़ों को सींचने के लिए..
..तलाशने आती हैं भाई की खुशियाँ..
..वे ढूँढने आती हैं अपना सलोना बचपन..
..वे रखने आतीं हैं..
..आँगन में स्नेह का दीपक..
..बेटियाँ कुछ लेने नहीं आती हैं पीहर..
~~~
..बेटियाँ..
..ताबीज बांधने आती हैं दरवाजे पर..
..कि नज़र से बचा रहे घर..
..वे नहाने आती हैं ममता की निर्झरनी में..
..देने आती हैं अपने भीतर से थोड़ा-थोड़ा सबको..
..बेटियाँ कुछ लेने नहीं आती हैं पीहर..
~~~
..बेटियाँ..
..जब भी लौटती हैं ससुराल..
..बहुत सारा वहीं छोड़ जाती हैं..
..तैरती रह जाती हैं..
..घर भर की नम आँखों में..
..उनकी प्यारी मुस्कान..
..जब भी आती हैं वे, लुटाने ही आती हैं अपना वैभव..
..बेटियाँ कुछ लेने नहीं आती हैं पीहर..
Dear Papa....

"बेटी" बनकर आई हु माँ-बाप के जीवन में,
बसेरा होगा कल मेरा किसी और के आँगन में,
क्यों ये रीत "रब" ने बनाई होगी,
"कहते" है आज नहीं तो कल तू "पराई" होगी,
"देके" जनम "पाल-पोसकर" b
जिसने हमें बड़ा किया,
और "वक़्त" आया तो उन्ही हाथो ने हमें "विदा" किया,
"टूट" के बिखर जाती हे हमारी "ज़िन्दगी " वही,
पर फिर भी उस "बंधन" में प्यार मिले "ज़रूरी" तो नहीं,
क्यों "रिश्ता" हमारा इतना "अजीब" होता है,
क्या बस यही "बेटियो" का "नसीब" होता हे??

"Papa" Says"...
**************
बहुत "चंचल" बहुत
"खुशनुमा " सी होती है "बेटिया".
"नाज़ुक" सा "दिल" रखती है "मासूम" सी होती है "बेटिया".
"बात" बात पर रोती है
"नादान" सी होती है "बेटिया".
"रेहमत" से "भरपूर"
"खुदा" की "Nemat" है "बेटिया".
"घर" महक उठता है
जब "मुस्कराती" हैं "बेटिया".
"अजीब" सी "तकलीफ" होती है\
जब "दूसरे" घर जाती है "बेटियां".
"घर" लगता है सूना सूना "कितना" रुला के "जाती" है "बेटियां"
"ख़ुशी" की "झलक"
"बाबुल" की "लाड़ली" होती है "बेटियां"
ये "हम" नहीं "कहते"
यह तो "रब " कहता है. . क़े जब मैं बहुत खुश होता हु तो "जनम" लेती है
"प्यारी सी बेटियां"

Wednesday, February 18, 2015

Ganesh ji aarati - Shendur laal chaadaayo

शेंदुर  लाल  चढायो  अच्छा  गजमुख  को
दोंदिल  लाल  बिराजे  सुत  गौरीहर  को
हाथ  लिए  गुण लड्डू  साई सुरवर को
महिमा  कहे  न  जाए  लागत  हूँ  पद  को 
जय देव जय देव


जय देव जय देव
जय  जय जी गणराज विद्यासुखदाता
धन्य तुम्हारोदर्शन मेरा मन रमता
जय देव जय देव
जय देव जय देव



भावभगत से कोई शरणागत आवे
सम्पति संतति सबही भरपूर पावे
ऐसे तुम महाराज मुझको अति भावे
गोसावीनंदन निशिदिन गुण गावे
जय देव जय देव

जय देव जय देव
जय  जय जी गणराज विद्यासुखदाता
धन्य तुम्हारोदर्शन मेरा मन रमता
जय देव जय देव
जय देव जय देव

घालिन लोताङ्गन  वंदिन चरण डोळ्यांनी पाहीं रूप तुझे ।
प्रेम आलिङ्गिन आनंदन पूजिन भावें ओवाळीं म्हाने नमा  । ।

त्वमेव  माता पिता त्वमेव बन्धुश्च सखा त्वमेव ।
त्वमेव विद्या  द्रविणं त्वमेव, त्वमेव सर्वं मम देव देव । ।


काएं वाच मनसेंद्रियैर्वा बुद्ध्यात्मना वा प्रकृतिस्वभावा ।
करोमि यद्यत् सकलं पारसमई नारायणायेति समर्पयामि । ।

अच्युतम केशवं रामनारायणं कृष्ण दामोदरं वासुदेवं हरि  ।
श्रीधरम माधवं गोपिकावल्लभं जानकीनायकं रामधरान्द्रम भजे  । ।

हरे राम हरे राम, राम राम हरे हरे 
हरे कृष्ण हरे कृष्ण, कृष्ण कृष्ण  हरे हरे  । 

हरे राम हरे राम, राम राम हरे हरे 
हरे कृष्ण हरे कृष्ण, कृष्ण कृष्ण  हरे हरे  ।

हरे राम हरे राम, राम राम हरे हरे 
हरे कृष्ण हरे कृष्ण, कृष्ण कृष्ण  हरे हरे  । 

Rudhraashtak - Namamee shameeshan Nirvan roopam

Rudrashtak

Namaameeshameeshaan nirvana roopam, vibhum vyaapakam brahma veda swaroopam

Sunday, March 16, 2014

shuklaam vardhanam vishnu


I had to prepare my son for his shloka competition, but it was so hard to find it..
Finally, I managed to find the right sanskrit lyrics, hopefully, they are correct.

शुक्लां वर्धनम् विष्णुं  शशिवर्णं चतुर्भुजं ।
प्रसन्नवदनम् ध्यायेत् सर्वविघ्नोपशान्तये ॥ 
in roman,

Shuklaam Vardhanam Vishnum Shashivarnam chaturbhujam
prasannavadanam dhyaayet sarvavighnopashaantaye

Hope it helps

Wednesday, February 5, 2014

National Pension System (NPS) - India

The National Pension System (NPS) in India has been pushed for some time now. Government has been trying to increase the scope of the scheme, and hardly been successful at that.

One of the primary reasons has been the low cost structure for the Pension fund managers. While a regular mutual fund charges around 1.5% for the fund management effort, NPS fund managers were charging somewhere between 0.0009% to 0.25%.  At such low costs, it would have made little sense for anybody to be in business.

However, some of the fund managers persisted and are in relatively better standing today.  Some of them who did not continue (e.g. IDFC) continue to observe from a distance.

Over the last few years, returns from the NPS fund managers have been surpassing the general market returns, mostly in all categories.

Also, recently, govt regulations allowed hiking the fund management charges to 0.25%  in addition to allowing partial withdrawals from the NPS corpus.  Both of these measures have flamed the interest in NPS.  By and large, people are now taking notice of the possibility of considering NPS as a possible investment vehicle. 

Slowly, but surely, many private sector companies are also adopting the NPS route for their employees.  Beyond the long term investment option, NPS offers an instant benefit in terms of tax benefit above and beyond 80C.  10% of your Basic Salary + DA is the cap for Tax benefit under NPS. 

Therefore effectively, who falls in the 30% tax bracket, stands to shave of a substantial amount from his taxable income.  Furthermore, the returns on this additional investment are not as measly as the EPF (approx 8-9%), but much more controlled (you can chose ur fund options) and market linked.

All these measures are slowly resurrecting NPS as a possible investment vehicle.

Sunday, April 22, 2012

Life is once.. just this once...

Watching a movie and then reminiscing my own life's memories made me realize this.. rather abruptly... that, whatever is going to be, is going to be in this single life only.. there is not going to be another chance to fix situations.. relations.. or anything else...

If you have not had something in life, there is not going to be another chance to get it.. something like  second attempt at childhood/growing up... its probably better to get over it and move on in life. Or if possible, do something about it.